Our Services

Rick Watkins Financial offers independent financial management and advice in the following key areas:

• Financial Planning

  • Goal setting, budgeting, risk analysis, income planning

• Risk Management

  • Life insurance, disability insurance, long term care insurance

• College Funding

  • 529 plans, time frame analysis, college cost expectations

• Retirement Planning

  • Income needs analysis, 401(k), Traditional and Roth IRA, annuities

• Estate Planning

  • Estate planning, life insurance reviews, beneficiary designations

Our services will help you answer the following questions:

• How can I get more from my investments?




• How can I reduce my exposure to risk?




• How much money will I need to live comfortably in retirement?




• Am I saving enough?




• What is the best way to save for college?




• How can I help reduce estate taxes and preserve more of my assets for my heirs?




• Do I have the right amount of life insurance?